Being "dual eligible" — qualifying for both Medicare and Medicaid — gives you access to a powerful type of plan most people don't know exists. Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans specifically designed for people in exactly your situation.
A D-SNP is a Medicare Advantage plan built specifically for people who have both Medicare and Medicaid. It coordinates both programs into one card, one plan.
D-SNP plans are structured specifically around the needs of people who qualify for both Medicare and Medicaid.
Many fully dual-eligible individuals can switch to a D-SNP plan any month of the year — not just during the October enrollment window.
You must be enrolled in Medicare (Parts A and B) and also qualify for Medicaid in your state. This includes full dual eligible individuals as well as those who qualify for a Medicare Savings Program (QMB, SLMB, or QI).
D-SNP availability varies by county. A PharmSurance advisor can check what's available in your specific location and whether you qualify for the monthly enrollment period.
A PharmSurance advisor can check your eligibility, find available D-SNP plans in your area, and walk you through the enrollment process. At no cost to you.
PharmSurance.com